XRP's institutional backing and $1.71 billion in ETF inflows position it as a more compelling investment than Stellar, provided it can clear the $1.61 resistance level.
Despite a 14% decline in 2026, XRP remains the preferred institutional play over Stellar, which has posted an 8% gain from a lower base. Analysts suggest that XRP's $1.71 billion in spot ETF inflows and focus on large-scale financial settlement provide a stronger foundation for growth as both assets approach critical technical resistance levels.
XRP benefits from significant institutional backing and $1.71 billion in spot ETF inflows, whereas Stellar's 2026 gains are largely attributed to starting from a lower price point rather than superior network strength.