News report ₿ Crypto 🌍 GLOBAL

Ripple CTO David Schwartz Predicts XRP Could Eventually Surpass Bitcoin

Ripple CTO David Schwartz projects a long-term scenario where XRP outpaces Bitcoin in market value, though analysts note XRP would need to reach approximately $24.50 to close the current $1.49 trillion valuation gap.

📅 September 12, 2026 🕐 1 min read

2 assets impacted (Crypto). Net bias: 1 Bullish, 0 Bearish, 1 Neutral. Strongest signal: XRP ↑ 5/10 (60% confidence).

📊 Affected Assets (2)

XRP

Bullish 🤖 60%

🗓️ Long-term 🌍 GLOBAL · Explicit

Ripple CTO expects XRP to eventually surpass Bitcoin in market cap, driven by faster growth, though the gap remains massive.

BTC

Neutral 🤖 65%

🗓️ Long-term 🌍 GLOBAL · Explicit

Bitcoin is mentioned as the benchmark for XRP's potential flip, with no direct negative or positive catalyst.

🎯 Key Takeaways

Ripple CTO David Schwartz believes XRP can flip Bitcoin through superior growth rates rather than Bitcoin decline.
Closing the $1.49 trillion market cap gap would require XRP to reach roughly $24.50 per token.
XRP outperformed Bitcoin with a 35% gain last month, though it remains significantly smaller in total market valuation.

📝 Executive Summary

Ripple CTO Emeritus David Schwartz stated that XRP could eventually overtake Bitcoin in market capitalization. He clarified that this shift would require XRP to grow at a faster rate than Bitcoin within an expanding crypto market, rather than Bitcoin losing value. Currently, XRP faces a $1.49 trillion market cap gap to reach Bitcoin's valuation.

❓ FAQ

What is required for XRP to flip Bitcoin in market capitalization?

According to David Schwartz, XRP would need to maintain a faster growth rate than Bitcoin over an extended period within an expanding cryptocurrency market.

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