Marcus by Goldman Sachs captures market attention with a 4.35% CD rate, significantly outpacing the national average as investors seek to secure high yields in a stable interest rate environment.
Marcus by Goldman Sachs offers a competitive CD rate, potentially attracting deposits.
As of September 14, 2026, Marcus by Goldman Sachs is offering a top-tier 4.35% APY on its 18-month certificate of deposit. Despite recent Federal Reserve rate adjustments, current CD yields remain significantly higher than the national average, providing savers a strategic opportunity to lock in elevated returns.
Current CD rates are elevated due to the Federal Reserve's ongoing efforts to manage inflation, which has kept interest rates higher than historical norms for nearly two decades.