ATTOM data reveals a widespread decline in U.S. home affordability, with 98 percent of counties failing to meet historical norms as mortgage rates remain a significant headwind for buyers.
ATTOM released data showing home affordability declined in 98% of US counties as mortgage rates rose.
ATTOM reports that home affordability dropped in 98 percent of U.S. counties during the third quarter of 2026. Elevated mortgage rates continue to pressure the housing market, pushing affordability levels further below historical norms for the vast majority of the country.
The report shows that home affordability has declined in 98% of U.S. counties compared to historical norms, largely due to the impact of higher mortgage rates.