#personal finance — FinScans

News 🌐 Macro — 📊 Neutral

High-Yield Savings Accounts Offer 4.10% APY as Fed Rates Hold Steady

September 10, 2026 (40 days ago)

Investors can secure up to 4.10% APY with high-yield savings accounts, offering a safe, liquid alternative to traditional banking as the Federal…

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News 🌐 Macro — 📊 Neutral

Ramit Sethi Identifies 4 Key Financial Metrics to Master Personal Wealth

September 10, 2026 (40 days ago)

Author Ramit Sethi urges individuals to audit four core financial metrics monthly to gain clarity, arguing that consistent tracking is the most…

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News 🌐 Macro

Marcus by Goldman Sachs Leads Market With 4.35% APY on 18-Month CDs

September 10, 2026 (40 days ago)

Marcus by Goldman Sachs offers a market-leading 4.35% APY on 18-month CDs as savers look to secure competitive yields amid a shifting…

GS

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News 🌐 Macro — 📊 Neutral

Mortgage Rates Slide as 30-Year Fixed Drops to 6.64% on September 10

September 10, 2026 (40 days ago)

Mortgage rates retreated across key categories on September 10, 2026, with the 30-year fixed-rate mortgage falling to 6.64% and the 5/1 ARM…

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News 🌐 Macro — 📊 Neutral

HELOC Rates Hit 7.16% Lows as Home Equity Loan Costs Edge to 7.35%

September 10, 2026 (40 days ago)

HELOC rates drop to a 2026 low of 7.16%, offering homeowners a competitive alternative to traditional financing while maintaining their existing primary…

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News 🏭 Commodities — 📊 Neutral

IRS and Social Security Tax Rules for Windfalls and Found Property

September 10, 2026 (40 days ago)

Tax treatment of found property hinges on whether the asset is classified as a windfall or employment compensation, with significant implications for…

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News 🌐 Macro

Dave Ramsey Criticizes 6% Bond Yields, Citing S&P 500's 12% YTD Gains

September 10, 2026 (40 days ago)

Dave Ramsey warns investors against excessive bond allocations, highlighting that a 6% return significantly underperforms the S&P 500's historical growth trajectory.

SPX

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News 🌐 Macro — 📊 Neutral

Early Retirement Planning Cuts Regret and Boosts Financial Security

September 9, 2026 (40 days ago)

New data shows that starting retirement savings early is the most effective way to avoid common financial regrets, as compounding interest significantly…

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News 🌐 Macro — 📊 Neutral

Retirees Lose $3,000 Annually by Holding Cash in Low-Yield Accounts

September 9, 2026 (41 days ago)

Investors holding $100,000 in low-interest accounts lose thousands in purchasing power annually, but high-yield alternatives and fiduciary guidance can help preserve capital…

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News 🌐 Macro

Marcus by Goldman Sachs Leads Market With 4.35% APY on 18-Month CD

September 9, 2026 (41 days ago)

Marcus by Goldman Sachs currently leads the market with a 4.35% APY on 18-month CDs, providing a strategic opportunity for savers to…

GS

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News 🌐 Macro — 📊 Neutral

HELOC Rates Hit 7.16% Low as Home Equity Loan Rates Average 7.35%

September 9, 2026 (41 days ago)

HELOC rates reach a 2026 low of 7.16%, offering homeowners a potential alternative to refinancing primary mortgages, though experts warn that variable-rate…

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News 🌐 Macro — 📊 Neutral

High-Yield Savings Accounts Offer 4.10% APY as Fed Rates Hold Steady in 2026

September 9, 2026 (41 days ago)

With the federal funds rate holding steady, savers can still secure up to 4.10% APY in high-yield savings accounts, offering a low-risk…

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