#consumer credit — FinScans

News 📈 Stocks

US Consumer Lending to Borrowers Without Credit Scores Slumps Over 70%

September 23, 2026 (2 days ago)

Consumer loan originations for borrowers lacking credit scores have cratered by over 70% since 2024, as banks tighten standards and immigrants increasingly…

WFC

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News 📈 Stocks

Consumer Lending Stocks Slide 2-4% as Market Reprices Credit Risk

September 23, 2026 (2 days ago)

Consumer lending stocks underperformed the broader market Wednesday, with Upstart, Affirm, and SoFi sliding as investors reprice credit risk despite stable performance…

UPST AFRM SOFI +2

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News 🌐 Macro

Auto Loan Rates Hit 6.35% for New Cars and 11.19% for Used Vehicles in Q2 2026

September 17, 2026 (8 days ago)

Experian reports average Q2 2026 auto loan rates of 6.35% for new cars and 11.19% for used, highlighting the critical role of…

EXPN FICO

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News 🌐 Macro

US Household Loan Delinquency Rates Improve, NY Fed Quarterly Data Show

August 11, 2026 (45 days ago)

Improving household delinquency rates in the NY Fed's quarterly report signal consumer resilience, potentially reducing the urgency for aggressive Fed rate cuts…

SPX US10Y DXY

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