#personal finance — FinScans

News 🌐 Macro — 📊 Neutral

Medicaid Asset Limits: Navigating the $2,000 Threshold for Long-Term Care

September 14, 2026 (36 days ago)

Single applicants must navigate a $2,000 asset cap for Medicaid eligibility, utilizing legal spend-down strategies to convert countable cash into exempt assets…

🌍 US Read More →

News 🌐 Macro — 📊 Neutral

High-Yield Savings Accounts Offer Up to 4.10% APY as Fed Rates Hold Steady

September 14, 2026 (36 days ago)

Investors can secure up to 4.10% APY in high-yield savings accounts today, offering a low-risk alternative to traditional banking as the Federal…

🌍 AMERICAS Read More →

News 🌐 Macro

Marcus by Goldman Sachs Leads Market With 4.35% CD Rate on September 14

September 14, 2026 (36 days ago)

Marcus by Goldman Sachs captures market attention with a 4.35% CD rate, significantly outpacing the national average as investors seek to secure…

GS

🌍 AMERICAS Read More →

News 🌐 Macro — 📊 Neutral

Mortgage Rates Hold Steady as 30-Year Fixed Hits 6.91% on September 14

September 14, 2026 (36 days ago)

The 30-year fixed mortgage rate reached 6.91% on Monday, reflecting a slight uptick as borrowers weigh the benefits of fixed versus adjustable-rate…

HELOC Rates Hit 7.09% Low as Home Equity Loan Gap Widens to 33 Basis Points

September 14, 2026 (36 days ago)

HELOC rates reach a 2026 low of 7.09%, creating a 33-basis-point spread against fixed-rate home equity loans as homeowners evaluate borrowing options.

🌍 US Read More →

News 🌐 Macro — 📊 Neutral

I Bonds vs. High-Yield Savings: Choosing the Right 4% Yield Strategy

September 14, 2026 (36 days ago)

Investors seeking to outpace inflation are weighing the 4.26% yield of Series I bonds against the flexibility of high-yield savings accounts, as…

🌍 AMERICAS Read More →

News 🌐 Macro — 📊 Neutral

Dave Ramsey Approves $350 Wardrobe Budget for Debt-Free Milestone

September 13, 2026 (37 days ago)

Dave Ramsey validates a $350 clothing budget for a debt-focused household, highlighting that disciplined financial planning should account for life changes and…

🌍 AMERICAS Read More →

News 📈 Stocks

Marcus by Goldman Sachs Leads Market With 4.35% APY on 18-Month CD

September 13, 2026 (37 days ago)

Marcus by Goldman Sachs currently offers a market-leading 4.35% APY on 18-month certificates of deposit, highlighting current trends in consumer savings yields.

GS

🌍 AMERICAS Read More →

News 🌐 Macro — 📊 Neutral

Mortgage Rates Surge as 30-Year Fixed Hits 6.91% in September

September 13, 2026 (37 days ago)

Mortgage rates spiked this week, with the 30-year fixed rate reaching 6.91% and the 15-year fixed rising to 6.37%, prompting experts to…

🌍 AMERICAS Read More →

News 🌐 Macro — 📊 Neutral

Americans Aged 65-74 Reach Peak Median Net Worth of $410,000

September 13, 2026 (37 days ago)

New Federal Reserve data shows Americans aged 65–74 hold a median net worth of $410,000, though wealth remains heavily concentrated in illiquid…

🌍 AMERICAS Read More →

News 🌐 Macro — 📊 Neutral

6 Inflation Traps Threatening Baby Boomer Retirement Budgets in 2026

September 12, 2026 (38 days ago)

Baby boomers face mounting financial pressure as inflation outpaces Social Security adjustments, forcing many to rely on credit cards for essentials and…

🌍 AMERICAS Read More →

News 🌐 Macro — 📊 Neutral

Avoid 20% Tax Penalties on 401(k) Rollovers With This Direct Transfer Method

September 12, 2026 (38 days ago)

Learn how to execute a direct trustee-to-trustee 401(k) rollover to avoid mandatory 20% tax withholding and potential early-withdrawal penalties.

🌍 AMERICAS Read More →